SERVICES

Gold Loan

Instant Liquidity Against Your Gold: Get immediate funds by pledging your 22-carat gold ornaments without selling them.

Quick Approval Process: Branch managers provide on-the-spot loan approval up to RBI-permitted Loan-to-Value limits.

Scientific Purity Testing: Accurate gold assessment using reliable touchstone and nitric acid testing methods.

Transparent & Fair Valuation: Get the best value for your gold with standardized testing and RBI-compliant LTV ratios.

Simple Eligibility: Available to genuine gold owners with valid KYC documentation—no complex requirements.

Flexible Loan Tenure: Convenient repayment period of up to 12 months to suit your financial planning.

Maximum Safety & Security: Your precious gold is protected with strict joint custody protocols and secure storage.

Complete Documentation: Thorough verification and proper paperwork ensure transparency and protect your interests.

Trusted & Reliable: Bank-grade security measures and professional handling of your valuable assets.

No Hidden Charges: Clear terms with proper documentation—know exactly what you're getting.

Vehicle Loan

A secured loan granted against new or used motor vehicles. Requires hypothecation, valuation, comprehensive insurance, and RTO endorsement in the company’s favour. Disbursal is done to the dealer via NEFT or DD. Regular inspection, on-time EMI follow-up, and insurance tracking are mandatory.
 

Attractive Interest Rates: Enjoy affordable and competitive interest rates on vehicle loans.

Minimal Documentation: Simple paperwork for a smooth and hassle-free loan process.

Quick Approval: Faster processing to save your valuable time.

Instant Fund Disbursal: Get funds credited quickly after approval.

Flexible Loan Options: Finance cars, two-wheelers, and commercial vehicles.

Easy Repayment Plans: Choose EMI options that suit your budget.

High Loan Value: Get funding based on your vehicle and eligibility.

Trusted Financial Support: Reliable assistance to help you own your dream vehicle.

Loan against fixed deposit

Instant Funds Without Breaking Your FD: Get up to 75% of your Fixed Deposit value as a loan while your FD continues to earn interest.

Lowest Interest Rates: Pay just 2% above your existing FD interest rate—one of the most affordable loan options available.

No Credit Score Required: Your own Fixed Deposit serves as security—no credit checks or lengthy eligibility criteria.

Quick & Easy Approval: Minimal documentation and instant processing since you're borrowing against your own savings.

Protect Your Savings: Keep your FD intact and continue earning interest while accessing emergency funds.

Safe & Secure Lending: Monthly interest collection ensures loan safety and maintains account discipline.

Flexible Loan Amount: Borrow based on your FD value—larger deposits mean higher loan eligibility.

No Processing Fees: Simple, cost-effective borrowing from your own bank with transparent terms.

Convenient Repayment: Easy monthly interest payments with principal adjustable against your FD maturity.

Trusted Banking Solution: Leverage your relationship with your bank for hassle-free financial support.